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ADR / Evidence, claims and footage / Evidence that supports a claim

Claims work · evidence for insurers, London

Evidence for an insurance claim, London. An adjuster can verify a hash, not a phone held up to a monitor.

Nobody is testing your honesty here. The adjuster wants one thing settled — whether this file is genuinely the file it purports to be — and three things settle it: an export the recorder produced itself, hash values lifted off that export, and a written note of the way it left the disk. Claims are civil business. The Forensic Science Regulator's Code is a statutory instrument for criminal proceedings in this jurisdiction, so none of this sits under it and none of it wants accreditation. We have none to offer in any case, and every report leads with that. Whatever refused to read is written down as well. From £800 + VAT, with the figure agreed in writing first.

Civil work, outside the criminal Code The export the unit made What read, and what did not

Talk it over with an engineer, in confidence
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What an adjuster can actually verify.

The container the unit wroteRecorders write formats of their own, and most players will not touch them. Re-encode a file, or point a camera at a monitor, and the pixels shift, the timing shifts, the frame references shift with them. So the native file comes off first, and a copy that opens anywhere travels beside it.
That clock on the unitThe clock settles more claims than anything else the disk carries. Clocks drift. One gets keyed in wrongly the day it is installed. British Summer Time arrives and nobody attends to it. A stamp reading 02:10 proves nothing about what happened at 02:10. So the offset against a reference gets measured during acquisition, and the report carries that figure.
Continuity on the recordAn exhibit reference. Both hash values, start and finish. Every handover on the record, with its date. Notes written as the work went along. Anything made from the master takes an exhibit reference of its own.
What refused to readA report that walks round its own gaps is of no use to an adjuster. Material written over does not come back; encrypted material without a key does not either; and where the unit never recorded, there is nothing there to produce. The report states which of the three it is, and any picture returning without a time on it is marked accordingly.

Five sorts of claim we get asked about.

Not listed? Tell us what it does →
Kind of claimWhat we receive hereWhat it can settle
A claim after an intrusionThe recorder itself, or the disk from a unit that has stoppedThe hours around the event, exported in the unit's own format
A machine hurt by water, soot or heatThe disk out of that machineInvoices, schedules and photographs the machine has kept
Motor claimsThe dashcam's card itself, rather than a clip forwarded onThe camera's own full data file — GPS, speed, sensor channels, all of them discarded by a forwarded MP4 — and a note saying what that forwarded version omitted
A business showing what it heldThe disk holding the recordsA hashed list of whatever still reads, plus a plain note of what the disk is unable to tell you
An argument over liabilityA recorder both sides believe backs their accountOne set of exports, given to both parties alike, with a method either can repeat
How it reaches us:send it by tracked, insured post; Guildford takes it in, and the leg home is on us. Unsure what should travel with it? A call before the box is sealed will get you an engineer who can say what to include and what stays behind. The whole of it is spelled out on theguide to packing and posting.

The sequence we follow.

Other jobs on the log →
01

Say what has happened, in confidence — then a figure in writing Free

Forensic instructions start at £800 + VAT, and where a particular job lands within that depends on scope — which is what the first conversation is for: the dates and events in dispute, the machines and accounts in play, and what has to be shown. That conversation is not charged for, and no work that costs you anything begins before the written figure reaches you.

That call goes no further than usA single figure, put in writingThe questions evidence must settle
02

Get the recorder off power today

Leave the power connected and the recorder keeps writing, newest over oldest. That cycle outruns a claim by a wide margin. How much is left is not in any manual — capacity, the number of channels, resolution and the way somebody configured the unit all pull on it. Power off first; ring second.

Stopped before the loop returnedA hold notice on the file
03

Who may lawfully authorise it

An examination is lawful because somebody with the right to permit it has permitted it; absent that, the Computer Misuse Act 1990 bites at section 1. Every job therefore records who gave authority and on what footing. Landlord, employer and commercial vehicle operator are three separate positions.

Authority put in writingTested against the 1990 Computer Misuse Act
04

Exported in the recorder's own format

Two files go back to you: the native export with whatever player opens it, and a copy that plays anywhere. The step between them is described in writing, not left for a viewer to account for. MD5 and SHA-256 go against each. And the report gives the gap between the recorder's clock and real time.

Native export, plus a copy that playsThe clock offset given in the report
05

What the bundle holds, and who signed for it

Hand the other side a finding they have no way of testing and the argument is theirs. So the bundle carries the lot: every exhibit numbered, every hash, handovers dated and countersigned, the image behind each conclusion, and the notes written up at the bench while the work went on. Repeat the steps and the result does not move.

Each finding tied to an exhibitHashes taken, and each handover loggedEvery step can be repeated

What the bench has learned

  • Proving what you held is a job in itself — a yard office out past Upminster, or a two-room firm on a Park Royal estate, has to show what sat on its machine. The report says what reads now and what the disk recorded about itself. Nobody, anywhere, can hand you a list of files that have stopped existing.
  • Consent has to come from somebody with the right to give it — landlord, employer and vehicle operator stand in three separate places, and we put that question before any disk comes out of its housing.
  • A recorder does not wait for a claim — wherever the insurer has got to, the gate camera carries on writing. Stop the recording. After that, take as long as you like.
  • An unstated method is a gap — leave out who took the copy and by what means, and it is the other side that raises it, not you.

Worth knowing before you instruct anybody: October 2025 brought version 2 of the Regulator's statutory Code. Two of its named activities touch this work — data captured from digital storage, and CCTV recovery — with ISO/IEC 17025 attached to each. The Code, though, governs work done towards a criminal prosecution in England and Wales, and nothing besides. A claim on a policy is outside it. We hold no such accreditation in any event, and page one of every report we issue says as much.

One job, followed all the way through.

LDN · ADR-2026-3410JOB LOGGED ✓

A Park Royal unit, a burst pipe, and a clock nobody had put forward

A tenant and an insurer disagreed about which night water had begun coming through, and the corridor camera was the only record of it anywhere. That clock had never been put forward for British Summer Time, so it ran an hour behind. We measured the offset, worked from the export the recorder itself produced, and set both times out in the report. The claim settled on it.

At an endonce the reports were inCPRPart 35 followed throughout

What helps, and what harms.

Do this much first

  • Cut the recorder's power today — each hour of running costs you material
  • Send the policy number or claim reference with it
  • Name the recorder's owner, and whoever may authorise the work
  • Send the recorder or its disk — a forwarded clip will not do

What sets us back

  • Putting the recorder's disk into a Windows machine
  • Letting an installer return the unit to service with a factory reset
  • Holding a phone up to the screen and sending that in
  • Waiting for the insurer before stopping the recording

The questions that come up first.

Does a policy claim need an accredited examiner?

No. There is a single setting where the Regulator's Code asks for ISO/IEC 17025, and that is a criminal prosecution in England and Wales. Yours is a civil claim, so the ask never arrives. We hold nothing of that sort anyway — not for one class of work and not for another — and the opening page of each report puts it plainly. If the claim turns criminal later, we tell you so in writing.

Why will a phone video of the screen not do?

Think about the route it has come: off a monitor, through a phone lens, then out of a re-encode. Neither the timing nor the detail the recorder originally wrote comes through that. An insurer is after the file the unit made for itself, with a hash on it.

Can you show what is no longer on the disk?

Whatever still reads gets listed, and whatever the disk itself records about the rest gets reported. Where material has been written over, the report says written over. Guessing is not part of it.

Who must authorise the examination?

Whoever holds the right to give it. Access to a machine without authority engages the 1990 Computer Misuse Act at its first section, so the footing for every job goes on file. A landlord's position is not an employer's; neither is the position of a vehicle operator, or of the driver at the wheel.

Off the mains first, because that is what protects the evidence.

Whatever holds the evidence, take it off power before anything else — a recorder that is still running overwrites its own oldest material, hour by hour. Send it to us after that. Looking costs nothing; recorder work is £400 + VAT and forensic instructions start at £800 + VAT, both settled in writing beforehand. What sits on that disk stays here.

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